Real estate appraisal services for homeowners in the city of Kalispell and Flathead County

The top seven reasons why MT homeowners call on Eastman Appraisal (406) 212-4033:

  1. Find the right listing price (whether they're selling the home themselves or using an agent)
  2. Challenge Flathead county's assessment of your property
  3. Remove PMI to cut a monthly mortgage payment
  4. To reinstate their Home Equity Line of Credit (or HELOC)
  5. Review another appraiser's report for verification
  6. If real estate needs to be divided because of a divorce
  7. To determine the true market value of real estate in question to settle an estate

Need help deciding the price of your home in or near Kalispell, MT?
Contact Eastman Appraisal (406) 212-4033.

At Eastman Appraisal (406) 212-4033, we understand the unique needs of a customer looking for appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner (FSBO)

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Professional appraisers, like the ones at Eastman Appraisal (406) 212-4033, are objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your house will attract buyers, a professional appraisal is a very important negotiating tool once you have a potential buyer. It gives you something tangible to show the buyer. It's an independent third party's opinion of your property's price, and not just how much your home is worth. Interested buyers assume you have an emotional attachment to your home and will be more likely to give credibility to an accomplished appraiser's value report than yours.

Appraisals to cancel PMI

An attractive way to cut costs for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is down below 80% of the value of your house, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. We're veterans in helping people just like you do away with unwanted PMI insurance.

Challenging a property tax assessment

Your local tax assessor may have your home overvalued if you live in a local area that's going down or is not appreciating as much as other homes close to yours. This only means you're probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better off you'll be. When contesting your property tax assessment, getting an expert appraisal from Eastman Appraisal (406) 212-4033 is your perfect weapon.

HELOC recently frozen?

If your house is close to a declining area, your lender may just choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be unsuitable from a cash flow viewpoint, and harmful to your credit score since it may appear as though that credit line is maxed out. Eastman Appraisal (406) 212-4033 can help you reinstate your home equity line of credit with a professional appraisal.

Field and Desktop Appraisal Review Services

Do you need a seasoned expert to double-check your appraisal for precision, or do you want a second opinion without the charge and delay of waiting for a whole new appraisal? Eastman Appraisal (406) 212-4033 offers field reviews where we'll go out and check the subject and comps in question. Or, if you're in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Eastman Appraisal (406) 212-4033 can We can assist you. Even though this is usually requested by banks, you may desire to exercise this service if you suspect mortgage fraud related to your house.